Dedicated Fortuna bankers can guide you to the personal loan or line of credit that delivers the flexibility and support you need to make important things happen—whether you’re meeting a need, achieving a goal, or realizing a dream.
A home equity line of credit, also known as a HELOC, provides ongoing access to funds. A HELOC is a revolving line of credit, allowing you to borrow, pay back and borrow again. It’s most like a credit card that uses the equity in your home as collateral. A HELOC is a great way to protect against unplanned financial emergencies and managing cash flow.
A home equity loan is a fixed rate term loan that allows you to use the equity in your home for large purchases, projects or repairs. A HELOAN resembles a traditional loan where you borrow a specific amount and then you make regular payments during a fixed repayment period.
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