Manage health expenses, while saving for the future!
Maximize your savings, and enjoy higher interest rates and guaranteed returns where your investment is protected by FDIC insurance. With a minimum opening balance of just $500, you can choose from a variety of terms to fit your financial goals and watch your savings grow with confidence.
Most banks can only insure deposits up to $250,000—meaning if you want to deposit more than that, you have to go to multiple banks and manage multiple accounts. At Fortuna Bank, we are a member of IntraFi’s network of banks, you can deposit as much as you like with us. Your money is divided into amounts under $250,000 and distributed to other FDIC-insured institutions in the network. These funds are then put into other banks and fully insured by our partners, while still managed through Fortuna Bank. Contact us for more information.
A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.
Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi, ICS, IntraFi Cash Service, CDARS, Certificate of Deposit Account Registry Service, IntraFi logo, and IntraFi hexagon are registered trademarks of IntraFi LLC.
Fortuna provides all of the services you expect from your favorite bank. Contact us at any time for more information.
Merchant Services
Cashier’s Checks
ACH Info
Debit Card
Order Checks
Wire Transfers
ATMs
Overdraft Protection
* APY = Annual Percentage Yield. The information above is accurate as of 1/20/2026. Rate and APY are determined at the bank’s discretion. Promotional rate applies to CDs opened with a minimum of $5,000 in new money. New money must be funds not currently on deposit with the bank. Rate is for the initial term only and will renew to closest standard term product at the published rate at that time. Call or visit our financial center for additional details. Fees may reduce earnings and an early withdrawal fee may be imposed. Fortuna Bank reserves the right to end the offer at any time. All deposits are subject to the Account Terms and Conditions. Member FDIC.
